An unusually high income year can bring tax challenges, but it also offers opportunities to save and plan for the future. Explore strategies like maximizing 401(k) contributions, charitable giving, and tax-loss harvesting to make the most of your financial gains.

If your income is unusually low this year, you may have a unique opportunity to save on taxes and boost your financial future. From Roth IRA contributions to tax-gain harvesting, here’s how to make the most of a challenging year.