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Joe Talks Money Taxes
Personal finance insights that honor your values. Let’s balance ambition and impact, making money (and taxes) meaningful in a complex world. Posts by Joe Conklin Shure, CFP®
An Open Letter to the Financial Person in The Relationship
You’ve taken on the responsibility of managing your household’s finances, and maybe you even enjoy it—but if your partner isn’t engaged, they’re not truly a financial equal. For their sake and yours, it’s time to bring them in—not just to share the numbers, but to make sure they have a voice in the decisions that shape your life together.
An Open Letter to the Non-Financial Person in The Relationship
Letting your partner handle the finances might seem like the easiest path, but it also means you’re giving up a say in some of life’s biggest decisions. You don’t need to become a financial expert—but if you want real security, independence, and a stronger partnership, it’s time to start asking questions.
The Future Feels Uncertain—Should Your Investments Change?
The political climate feels more uncertain than ever, and many investors are wondering: should I change my investing approach? While no one can predict the future, I’m staying the course (for now)—and here’s why, along with some key considerations for managing risk, protecting your assets, and thinking beyond just the stock market.
Vanguard’s $100 Million Fine: What It Really Means for Target Date Fund Investors
Recent headlines about Vanguard’s SEC settlement have sparked concerns among investors holding target date funds. While the news highlights some risks, it doesn’t mean these funds are a bad choice. Here’s how to understand their value, avoid tax pitfalls, and invest with confidence.
From Resolutions to Results: How Frameworks Can Help You Follow Through
Resolutions are a great way to kick off the New Year, but they’re just the start. Learn how accountability frameworks can help you stay on track and achieve meaningful progress.
Taking the Leap: How to Plan for a Career Break Without Compromising Your Future
The holiday season often sparks reflection on what truly matters—family, creativity, or simply rest. With careful planning, you can take a career break without derailing your future goals.
Avoiding the Trap of Too Many Resolutions: The Case for Purposeful Postponement
As the New Year approaches, rethink the impulse to overcommit. Knowing what to postpone can make all the difference in achieving what truly matters.
Why “What’s New?” Is the Worst Conversation Starter (and What to Ask Instead)
When someone asks, 'What’s new?' it often feels like they want to talk but don’t know what to say. Here’s why it’s ineffective—and what to ask instead to spark connection.
The Gift Economy: A Radical Response to Scarcity and Fear
In a world that often feels unstable, true security doesn’t come from hoarding wealth or isolating yourself—it comes from gratitude, connection, and reciprocity. By recognizing “enoughness” and embracing the gift economy, we can build stronger communities and find joy, even in uncertain times.
Income in 2024 Higher Than Usual? Consider These Year-End Tax Moves
An unusually high income year can bring tax challenges, but it also offers opportunities to save and plan for the future. Explore strategies like maximizing 401(k) contributions, charitable giving, and tax-loss harvesting to make the most of your financial gains.
Income in 2024 Lower Than Usual? Consider These Year-End Tax Moves
If your income is unusually low this year, you may have a unique opportunity to save on taxes and boost your financial future. From Roth IRA contributions to tax-gain harvesting, here’s how to make the most of a challenging year.
The Runaway Train Fallacy: Why Fearful Saving Holds You Back
When a financial windfall arrives, it’s easy to fear spending—even when it aligns with your values. By addressing the “runaway train fallacy,” you can reframe financial anxiety into empowerment, blending security with meaningful choices.
Navigating Thanksgiving’s Awkward Money Conversations
Thanksgiving is prime season for unsolicited financial advice, but with the right strategies—like explaining your choices, redirecting the conversation, or setting firm boundaries—you can navigate these awkward moments while keeping the peace.
Financial Harmony in Relationships: Sharing Expenses Fairly and Strengthening Your Bond
Achieving financial balance in relationships enhances mutual respect and understanding. Learn how to contribute fairly and foster open conversations around money.
Embracing the Joy of Spending: A Guide to Spending with Confidence
Spending doesn’t have to be a source of guilt. By embracing mindful spending, you can enhance your life while still achieving your financial goals.
Who Wrote Your Financial Plan?
Are you following financial plans designed to profit corporations? Discover actionable steps to reclaim control of your finances and align them with your values.
Spending with Confidence as a Couple
When it comes to managing finances as a couple, establishing clear boundaries around spending can empower both partners to make confident choices. By defining specific roles for your accounts, you’ll streamline decision-making and foster a more harmonious financial relationship.
Three Unhelpful Questions You’ll Hear When You Start a Business
Considering starting a side business or transitioning to self-employment? This post explores three unhelpful questions often asked in these situations, offering insights on how to reframe them to navigate your journey with confidence and clarity.
How Much Is Too Much in Your Checking Account? 🏦
Is your checking account holding more money than it should? Discover how to optimize your cash flow, reduce financial paralysis, and make sure every dollar is working toward your goals, from emergency funds to long-term investments.
Beyond Sacrifice 💪🏽 Elevating Your Income and Your Impact
Many women in mission-driven fields feel their modest income aligns with their values. However, a $10,000 or $20,000 salary increase can greatly improve their financial situation and help achieve goals like homeownership. Financial planning provides clarity and motivation to pursue fair compensation, empowering women to align their financial and personal values.