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Joe Talks Money

Personal finance insights that honor your values. Let’s balance ambition and impact, making money meaningful in a complex world. Posts by Joe Conklin Shure, CFP®

Joe Conklin Shure, CFP® Joe Conklin Shure, CFP®

The Gift Economy: A Radical Response to Scarcity and Fear

In a world that often feels unstable, true security doesn’t come from hoarding wealth or isolating yourself—it comes from gratitude, connection, and reciprocity. By recognizing “enoughness” and embracing the gift economy, we can build stronger communities and find joy, even in uncertain times.

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Joe Conklin Shure, CFP® Joe Conklin Shure, CFP®

Income in 2024 Higher Than Usual? Consider These Year-End Tax Moves

An unusually high income year can bring tax challenges, but it also offers opportunities to save and plan for the future. Explore strategies like maximizing 401(k) contributions, charitable giving, and tax-loss harvesting to make the most of your financial gains.

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Joe Conklin Shure, CFP® Joe Conklin Shure, CFP®

The Runaway Train Fallacy: Why Fearful Saving Holds You Back 

When a financial windfall arrives, it’s easy to fear spending—even when it aligns with your values. By addressing the “runaway train fallacy,” you can reframe financial anxiety into empowerment, blending security with meaningful choices.

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Joe Conklin Shure, CFP® Joe Conklin Shure, CFP®

Navigating Thanksgiving’s Awkward Money Conversations

Thanksgiving is prime season for unsolicited financial advice, but with the right strategies—like explaining your choices, redirecting the conversation, or setting firm boundaries—you can navigate these awkward moments while keeping the peace.

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Joe Conklin Shure, CFP® Joe Conklin Shure, CFP®

Who Wrote Your Financial Plan?

Are you following financial plans designed to profit corporations? Discover actionable steps to reclaim control of your finances and align them with your values.

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Joe Conklin Shure, CFP® Joe Conklin Shure, CFP®

Spending with Confidence as a Couple

When it comes to managing finances as a couple, establishing clear boundaries around spending can empower both partners to make confident choices. By defining specific roles for your accounts, you’ll streamline decision-making and foster a more harmonious financial relationship.

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Joe Conklin Shure, CFP® Joe Conklin Shure, CFP®

How Much Is Too Much in Your Checking Account? 🏦

Is your checking account holding more money than it should? Discover how to optimize your cash flow, reduce financial paralysis, and make sure every dollar is working toward your goals, from emergency funds to long-term investments.

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Joe Conklin Shure, CFP® Joe Conklin Shure, CFP®

Beyond Sacrifice 💪🏽 Elevating Your Income and Your Impact

Many women in mission-driven fields feel their modest income aligns with their values. However, a $10,000 or $20,000 salary increase can greatly improve their financial situation and help achieve goals like homeownership. Financial planning provides clarity and motivation to pursue fair compensation, empowering women to align their financial and personal values.

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Joe Conklin Shure, CFP® Joe Conklin Shure, CFP®

Rethinking Home Improvement 🏡 Beyond the Numbers

When evaluating home improvement projects, it’s easy to focus only on potential property value increases. However, the true impact often lies in quality of life improvements and alignment with financial goals. Instead of assuming a return on investment, consider whether the project enhances your daily living and if you’re comfortable with any financial trade-offs.

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